There are a couple of things that for me, are critical to starting my day right. One of them is going to bed at a decent hour. The second is getting up early, but not too early. I consider 5:30 a.m. the middle of the night; 6:30 a.m. is a little better; somewhere between 6:45…
Ever have the feeling you have too much money on paper, but not enough income? This can happen when we own too much house, when net worth is 40% retirement funds, and 60% is primary residence equity. Is our home really an “asset” in the traditional sense? Yes and no. Yes, because it builds equity…
I was reviewing a documentary called “Diet Fiction” on Amazon Prime after someone had given it 1 star and called it “propaganda” for vegans and vegetarians. Another 1-star reviewer admitted they only watched 20 minutes. There are documentaries I like a bit better on the topic of healthful eating, but this one highlighted many of…
I have a new YouTube “crush.” And I mean crush like I mean a current Netflix show that I binge watch from Season 1 through Season 18. His name is Graham Stephan (pronounced gram stef-un). You know what they say about dating guys with two first names (yes, I mean you, Brett Brian and Drew…
Apply four simple steps to keep your project focused, productive and quick. And today’s challenge: your purse! This month’s challenge: paper. Eek!
Ever been in a penny pinching mode? We all have. And it’s usually temporary and fine, until it’s not. Until that day when everyone is staring at you, wondering why you won’t break down and just go to dinner already.
Too often, we talk about budgeting now for “retirement” later. But a non specific future isn’t very motivating. In today’s podcast, we explore the vision of where we see ourselves on a very micro level. A really specific description of who we’ll be, what we’re wearing, who’s around us, where we are. Then map backwards.
If you want to be the bomb with your money, and have lots of it over time, the key is prioritizing our wants. A Skinny book by Bettheny Frankel said something like, “You can have anything you want, you just can’t have it all at once.” It’s the same with money.
Got a 9-5 and feel guilty that you’re not pursuing your passion? Don’t fret! Hopefully you’re in a great position to earn a reliable, predictable income, contribute to your employer’s 401K and otherwise set your financial life in motion. Keep setting goals and pursuing passion projects on the side. A wise financial plan buys plenty…
Keep it Super Simple. The number one way to stay in physical shape or money shape is to keep it super simple. Step 1 – Evaluate Your Money Fitness “Consult with a physician before starting any exercise routine.” In this case, you’re the doctor. There are three key numbers you need to know.